Check Your Policy: Review your insurance policy documents, especially the section on comprehensive coverage. Windshield repairs or replacements are typically covered under comprehensive coverage, not liability or collision insurance.
Look for Glass Coverage: Some insurance companies offer full glass coverage as an add-on. This may cover repairing or replacing your windshield without a deductible.
Deductible Amount: If your policy covers windshield repair, you may still be required to pay a deductible. Some companies waive the deductible for minor repairs (like chip repairs), while others may charge the full deductible for a total replacement.
Call Your Insurance Provider: Contact your insurance company directly and ask about your windshield repair or replacement coverage. They can clarify whether you’re covered and explain conditions, such as deductible amounts or preferred repair shops like Glass Americ. Pro Tip: Even if your insurance company refers you to a specific auto glass company, you can choose the best company for your needs. Glass America has locations throughout the country, with mobile service available. It uses the highest-quality materials and offers a lifetime workmanship warranty.
State Laws: Some states require insurance companies to offer zero-deductible windshield repair or replacement. If you live in Florida, South Carolina, or Kentucky, your insurance may be required to cover it fully.
Mobile Repair Services: Some insurance policies also offer free mobile repair services, where a technician comes to your location to fix or replace the windshield, saving you a trip to the repair shop. Glass America is proud to offer free and convenient mobile repair services!
Need Help? Glass America understands the insurance billing process and has an outstanding reputation with insurance companies and agents throughout the country. We handle all the insurance payment and reimbursement paperwork and ensure your claim is processed properly and quickly.